Numeral M: Volume II is a practical guide to saving, emphasizing that discipline, structure, and repetition lead to meaningful savings within a year. Who did you have in mind as your ideal reader while writing this book?

My ideal reader is anyone who has a goal or a need to begin saving and requires an avenue or guidance on how to do so. This could be from a young adult, parent begining a savings account for their child, parent starting a college savings account, those saving to purchase a home, seniors saving to add to to their retirement income, someone saving for a wedding, purchase of a car, etc.

Do you personally favor one of the methods, or does it depend entirely on the individual?

I use the weekly technique this is actually how I began savings journey and continue to use it to this day. The techniques in this book will vary based on the individual goal and amount to save.

Many readers face emergencies, fluctuating income, or unexpected expenses. How should they adapt your methods when life doesn’t go according to plan?

When life doesn’t go according to plan start. It doesn’t matter how much you start saving as long as you begin. Beginning is the key step to achievement of your goal.

What does financial stability mean to you personally?

Financial stability in my eyes is having little to no debt and being able to use my funds to bless/help others.

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