Financial Freedom in 100 Months is a step-by-step guide to escaping financial dependence in just over eight years while exploring happiness, simple living, and long-term fulfillment, making it more than just a wealth-building manual. What inspired you to write this book and share your knowledge?

In today’s world, many people are struggling with money and don’t know how to build wealth. As a CPA, management consultant, and value investor, I would like to share my knowledge to help people succeed. Financial Freedom is not just a dream. With proper knowledge, everyone can achieve financial freedom.

What were some ideas that were important for you to share in this book?

To achieve financial freedom, firstly, people need to understand the value chain of wealth. This is a very important concept for building wealth. This value chain of wealth begins with education, followed by career development and culminating in personal finance, including retirement planning. The more you earn, the more you save, the more you can invest your money and achieve financial freedom.

There are 2 ways to achieve financial freedom: the easy and slow way is index investing; the hard and fast way is active investing.

For successful active investment, people need to look for value and have a deep understanding of the investment opportunities. Stock investing is the easiest one to start with, you need to have a good understanding of macro analysis, fundamental analysis, technical analysis, and cycle analysis. There is really a lot to learn for successful investment. I have recommended some must-read books in Chapter 8.

In this book, I have also shared a hidden gem stock investment opportunity. Since the book was published in October 2024, the stock has already appreciated more than 100% in just 3 months. This shows the power of value investing. This stock still has lots of room for growth.

What is one thing people point out after reading your book that surprises you?

One reader mentioned that he liked the sections on building happiness and the importance of a well-balanced lifestyle. I’m glad to see that people are interested in a balanced life instead of just focusing on money. The whole purpose of financial freedom is to enjoy a better life. So I have included some chapters specifically for achieving a better life.

Another reader thinks there is too much on living healthy, diet, happiness, friendships, and psychology. I have tried my best to include only the most critical ideas in the book. I believe they are very important ideas that can help people achieve financial freedom while living a more balanced life.

What is one thing you hope readers take away from Financial Freedom in 100 Months?

To achieve financial freedom in 100 months is hard, but achievable. You need to have a positive mindset and believe in yourself. The book has laid out a foundation for your success, but you need to put in great efforts and try your best. Good luck to your financial freedom journey!

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