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Mindset Unlocked

Author Cici Castelli’s book Mindset Unlocked tells the story of her life from when she had little to how she became successful. Cici Castelli details every crucial step she took in life and the impact it had on her future. In addition, the author shares tips, advice, and lessons about running a business, excelling in your career, and finding purpose in life.

Readers will feel the author’s enthusiasm in her writing. She writes about her personal life, experiences as a first-generation immigrant, her connections, failures, and the successes she has enjoyed. I applaud the author for being authentic and for being logical in all her discussions. Cici Castelli lays her life bare and is not afraid of being vulnerable to the reader. Through her story, you learn the significance of candidness and how to use your strength to overcome life’s challenges. 

Cici Castelli gives solutions to readers that can be followed. The author is solution-oriented, and that is what makes her stand out. Mindset Unlocked directs readers to take a different path in life from where they are now. The discussions in the book are warm and eye-opening. I appreciate the author for the gems in the book and life tips that will help me in the near future. One of the best pieces of advice I got from Cici Castelli was on planning. The author advises readers to think beyond today. Plan in advance, plan for a day, plan for a week, and even plan annually if you can. With examples, the author shares the advantages of planning and how to easily achieve your set goals

The writing style in this educational book is easy to follow and understand. The author does not use a lot of advanced terminology without offering explanations. She writes in a language that young readers and experienced readers can understand. While reading Mindset Unlocked: Do What Others Can’t, Won’t, or Don’t Do for a Successful and Balanced Career, and Life, readers can feel a shift in perspective as they take on a more positive attitude.

Pages: 202 | ASIN : B09WHFJQRS

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The Self-Employed Life

The Self-Employed Life is an extremely powerful book for business-oriented people. Author Jeffery Shaw has written an insightful book for self-driven individuals. Are you open to experimenting with new ventures? Does the idea of being a business owner excite you? Do you often dream of being a property proprietor? The Self-Employed Life has the tips, tricks, and advice you need to succeed in your self-employment.

The author introduces the reader to his world by relating his experience with self-employed business owners. Shaw is engaging from the start of this informative book. He openly talks about the fantasies that people dream of in self-employment. He shuts down the myths and the lies. By talking about his experiences and facts, readers will see real-life examples of the topics he discusses.

One of the best pieces of advice I found in this eye-opening book is that having your own business does not mean that you are in charge of everything. Numerous uncontrollable circumstances may cause you to take a back seat. When talking about the challenges self-employers go through Shaw shares solutions that have worked for him in the past. The methods Shaw uses are tried and tested, which is excellent as it gives his readers confidence in the advice he is presenting. The tiny snippets from the author’s life were the magic needed to make this book relatable to the ordinary reader. The author takes us into his world and tells stories of his personal growth, business relationships, and the letdowns that sometimes occur.

There are plenty of lessons in the book about topics that relate to self-employment. Topics about personal development, getting out of your comfort zone, marketing, building business models, creative and critical thinking, and referrals were terrific to read. Each of the 3 parts of the book has something that will benefit a student or novice in self-employment.

The Self-Employed Life is an intellectually invigorating book for readers that enjoy entrepreneurship, personal finance, and business-related content. Using the information contained in this book, readers will better understand what it means to be self-employed and what to plan for.

Pages: 258 | ASIN : B08SBKTFCD

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Negotiate Like a CEO

Jotham S. Stein not only has brilliant advice on how to be at the top of your game in business and the corporate world, but he also gives insight into how ruthless capitalism can be. Negotiate Like A CEO is a helpful guide for building confidence as you go about your entrepreneurial or employment activities. With the author’s experience, he provides advice to help readers understand what to ask for at work, beat your competitors, the power of your signature, be bold, and understand the art of negotiation.

Stein’s writing style is direct and easy to follow. His advice for business leaders such as executives, founders of organizations, entrepreneurs, and company decision-makers is realistic and blunt. In addition, the author gives a step-by-step breakdown when introducing a new topic to ensure comprehension.

The author uses personal stories to share his ideas and present his concepts. By writing about his encounters, challenges, and wins, Stein connects with his readers on a basic level, showing he has been where they are before. I appreciate the author for addressing people employed by organizations and those who are self-employed. The author balanced the guidance he has for the two groups flawlessly.

In addition to the in-depth discussions on negotiating, Stein includes a section in the book where he tells stories of entrepreneurs and executives. What I loved most about this part was how moving the stories felt. They were told with honesty and without sugar coating the experiences. The conversations were interesting and captivating to follow along with. Each story ended with a lesson for readers to take away with them.

Negotiate Like A CEO: How to Get Ahead with Lessons Learned From Top Entrepreneurs and Executives is an educational book that will give readers a realistic view of what it takes to get ahead in business. With an introduction to new entrepreneurship concepts and learning how executives get to rise to positions of power, readers will come out with more knowledge of how the business world works.

Pages: 294 | ASIN : B09TG125BQ

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The Holy Grail of Personal Finance

Gustavo J. Gomez Author Interview

Gustavo J. Gomez Author Interview

Private Money Lending is a comprehensive book that details the different ways someone could make money from their investment in private money lending. What were some key ideas you wanted to pursue in this book?

Every investor should know that learning to generate a consistent, substantial, and predictable passive income stream sufficient to cover your total monthly expenses is the ultimate goal for anyone who wants to retire early. In fact, creating a safe and consistent passive income stream is considered the ” Holy Grail” of personal finance.

My objective in writing this book was to present to potential readers the existence of a little-known but crucial area of investing. This area of investing is private mortgage investing. What makes this investment vehicle safe is the fact that the investment is guaranteed by a tangible asset, brick, and mortar, such as a house or a commercial building.

Under a worth case scenario, a real estate tangible asset will always retain a certain amount of value, which it’s something that can’t be said for stock market correlated investments that can simply evaporate overnight based on bad news. Therefore, the important aspect of investing in private mortgages is that it is a non-correlated market investment that works under all market condition.

Private Money Lending is the only book on this topic that is based on a university-level qualitative research study. The study demonstrated the power that private mortgage investing has in generating a safe, substantial, and consistent passive cash flow under any market condition. This investment can generate a 9%-12% return on investment (ROI) safely in addition to providing all the legal protections a first mortgage provides banks.

Typically, investors learn about this investment vehicle by happenstance; that is, by knowing someone who is a private lender and understands all the nuances of this type of investment and who is willing to teach someone else the concept. Private mortgage investing is an especially useful investment vehicle in low-interest rate environments, such as the current market we have been experiencing for the past 12 years, where you can only receive 2%-2.5% for a 1-2 years CD and 3% for a 5-10 years CD. These low-interest rate environments are always devastating for the retired or soon to be retired individuals living on a fixed income. There needs to be a safe alternative, and private mortgage investing meets this requisite.

I believe that with the use of the book Private Money Lending: Learn How to Consistently Generate a Passive Income Stream as a guide any potential investor will no longer have to learn about this investment vehicle by happenstance.

What is your experience in this field and how has that helped you write this book?

I learned about private mortgage investing by happenstance like most people back in 1992. Thus, since 1992 (27 years) I’ve been safely investing in private mortgages, specifically in commercial and residential non-owner-occupied properties. As a result of learning about this investment vehicle, I no longer invest in the stock market because I can safely and consistently generate double-digit returns with a higher degree of safety.

There are many different investment opportunities out there, why did you want to write about private money lending?

I wanted to write about private money lending with an emphasis on private mortgages because I believe this is an investment vehicle that can generate the necessary cash flow to sustain a comfortable retirement with much less volatility and risk than with stock market correlated investments.

Yes, there are many different investment opportunities in the market, however, the majority carry too much risk. At least for my taste. The approach I use in this book was to first describe the advantages and disadvantages of the majority of available market investments before making the case of why I consider private mortgage lending a superior investment vehicle.

If you are an investor searching for a safer way to invest you should ask yourself three questions:

  • Would you like to generate a passive and meaningful income stream in all market conditions?
  • Would you like to generate this income stream consistently?
  • Would you like an alternative with less risk than investments subjected to the volatility of the stock market?

If your answer to at least one of the three questions is “yes,” then reading this book will not be a waste of time or financial resources for you. In fact, learning about this investment strategy will change your financial life for the better.

What are some common mistakes investors make when they first start?​

For investors entering this industry, the most common mistake is not possessing the necessary education to be safe.

It is important to learn how to perform the necessary due diligence regarding the loans that you will be considering.

It is also important to physically inspect the quality and location of the properties under-consideration to ensure a safe loan. Investors should never make any loan simply because of the high returns they can garner.

Author Links: GoodReads | Website

If your answer to at least one of the three questions is “yes,” then this award-winning book is a must-read for you.

  • This book is an important and timely research study that explores a little-known area of investing, which is that of private mortgage lending. The reason for undertaking the study was twofold; reason one is because, for the past 15 years, retirement portfolios had been devastated by stock market fluctuations, resulting from a greater prevalence of boom and bust economic cycles. It is quite possible that currently, another bust cycle might be unfolding, in spite of the Trump apparent bull market. 
  • The second reason is that of the adopted Federal Reserve policy of creating an artificially low-interest rate environment in an attempt to sustain the continued growth of the stock market and support of the current real estate recovery efforts.
  • These two economic conditions primarily affect income investors because of the low yields being offered by the customary available fixed-income investments, such as bonds, CD’s, savings, and money market accounts (MMA). The combination of a reduced interest rate environment and increase stock market volatility has dramatically impacted the livelihood of the fixed income investor. Moreover, it has forced these investors to take greater levels of investment risk by incentivizing them to seek higher yields by investing in the stock market; in essence, the place that has created most of their financial problems.

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