Blog Archives

Backstage Guide to Real Estate

In Backstage Guide to Real Estate, author Matt Picheny discusses real estate, investments, financial freedom, and life hurdles, among other exciting topics. The author is insightful and discusses crucial in-depth subjects that involve money and living a good life. The author starts his book by writing about his journey as an accidental investor, his trial and error methods, and how he got rich through real estate.

I appreciate the author for his openness and being genuine with his readers. Matt Picheny writes that it took him time to amass wealth from real estate. His journey was not simple, but through determination, he made it.

This book gives you a step-by-step guide on what to do, the suitable investments to pick, the path to take, and your relationship with money. I found the author’s discussions on the relationship with money profound. Matt Picheny does not conceal his experiences; he writes about his highs and lows and even invites the reader to his world.

Readers that enjoy rags to riches stories will love this book. Matt Picheny shares life lessons and encourages anyone on a self-making journey not to give up hope. I like the language he uses in ‘this book. It is unassuming. He uses few words, but the message gets home. When talking about his personal experiences, the author knows what to filter and what will benefit the reader.

I like that Matt Picheny owns his mistakes with grace and is willing to admit that he was wrong and correct his ways. The author is articulate and lays down his points skillfully. The financial concepts in the book are applicable, and the author’s objectivity is admirable.

Backstage Guide to Real Estate is for all ambitious people in business. The financial gems in this book are plenty. Some of the significant takes from this book include; teamwork, making the dream work, building a community of trust, Learning to pivot i.e., being flexible with change, and When you are sinking, don’t let go of the boat.

Pages: 270 | ASIN : B09MGJ39TW

Buy Now From Amazon

An Opportunity To Put Lifestyle First

Jeffrey Shaw Author Interview

The Self-Employed Life gives those that want to be self-employed a realistic look into the challenges and pitfalls, as well as how to be successful in self-employment. Why was this an important book for you to write?

It’s all I’ve ever known. I’ve never held a traditional job or received a paycheck from anyone. I realized this is a terribly underserved segment of society. A book was needed that spoke our language, that understood the realities of being self-employed. Business strategies that focused on relationships and not transactions. That were suited for one person businesses and small teams. An understanding of the emotional challenges we face and ways to improve our mindsets to reach our highest aspirations.

It’s always seemed that it’s the most innovative, creative, and bravest amongst us that chose to start their own businesses. To forge our own path and be different. Then without our particular needs being addressed, it seemed to reinforce we are “different”, not heard or as respected as we deserve. I want to change that.

What is one piece of advice you wish someone had given you when you were younger?

That recognition is an important strategy of success. I’ve always been perfectly happy just being good at what I do without worrying about whether anyone noticed. Eventually you realize that recognition is an important component of advancing your career and having the impact you desire.

What do you hope is one thing readers take away from your story?

To be proud of being self-employed. To see being self-employed as worthy of the highest level of respect and to join together as a community. That being self-employed is an opportunity to put lifestyle first and build a business that fits into your life rather than a life you’re trying to fit into your work.

What is the next book that you are working on and when will it be available?

I have several ideas for the next book, but nothing decided yet. It will most definitely serve self-employed business owners again and I’m aiming for Spring 2024.

Author Links: GoodReads | Twitter | Facebook | Website

From the host of the wildly popular The Self-Employed Life Podcast comes a compelling guide for self-employed business owners, freelancers, and entrepreneurs, on creating a purpose-driven, heart-centered lifestyle.

To be self-employed means more than employing oneself. It’s a choice to challenge yourself to grow personally while building a business. Caught between entrepreneurship and small business, self-employed people often feel overlooked and left out.

Professional photographer and host of the Creative Warriors podcast Jeffrey Shaw believes that as we develop ourselves, we raise the bar—we’re capable of even more success. What self-employed folks need is both business strategies and personal development to reach and maintain that success. In The Self-Employed Life, Shaw offers a three-part ecosystem for success:

● Personal development: mindset, exercise, nutrition, and other healthy shifts
● Business strategies: marketing, finance, and other key tools for growing your business
● Sustainability: the daily habits that help you sustain success

This holistic approach will equip you over the long haul, beyond the mechanics of setting up and running a business.

Whereas Shaw’s previous book, Lingo, was about creating the secret language to attract ideal customers, this book is all about creating the environment, the Self-Employed Ecosystem, to attract the success you want. He shows you how to get clear on what you want to get away from what you don’t want, set clear intentions in a specific From-To format, and reflect on three big life questions to clear the way.

As Paul Jarvis did with Company of One, Jeffrey Shaw plots a path forward for the solopreneur who knows that small is better—except when it comes to how big you can dream. He shows you how you can set up your environment to create the success you want. You may be in business for yourself, but you’re not in business by yourself.

Harvard Can’t Teach What You Learn from the Streets

Samuel Liebman welcomes you to the world of real estate in an unorthodox but interesting way. His eye-opening book, Harvard Can’t Teach What You Learn from the Streets: The Street Success Guide to Building Wealth through Multi-Family Real Estate steps away from information traditionally taught in the classroom. Instead, it focuses on taking readers into the world and experiencing firsthand what goes into real estate. The author is raw, honest, and does not shy away from the hard topics. Sam Liebman is open with his life, career, engagements, and how he interacts with professionals in the industry.

The topics in the book are significant in today’s world. The chapters are distinctly titled, and the author makes it easy for the reader to follow his work. The subject matter is broken down into lessons that are accessible for all. The intent is to prevent novices from making the same mistakes others made. Once you read this thought-provoking book, you will understand just how passionate Sam Liebman is about Real Estate. There is no elitism in his text, no patronizing tone even when addressing those that are new, and no brushing off of issues affecting Real Estate.

Chapters include information on analytical concepts in the real estate business, basic methods to increase property value, and decreasing property’s operating expenses were my favorite. The author will give you a clear sight of just how things are and what needs to be done to benefit both clients and realtors.

I appreciate the author for talking about cap rates. The last chapter has everything you need to know about changes in cap rates, issues that lead to a low cap rate environment, cap rates in the 90s vs. 2000s, and much more. Readers will feel enlightened by the end of this educational book and will be able to make an impartial decision about properties.

Harvard Can’t Teach What You Learn from the Streets is an objective and informative look at the real estate market. Readers will learn practical, real-life information that can help them advance in this field.

Pages: 354 | ASIN : B09M7TZMT6

Buy Now From Amazon

Investing In Stocks

Author Interview
Terry Grennon Author Interview

Asset Allocation For All Markets provides an analysis of investing in stocks and details two active asset allocation approaches. Why was this an important book for you to write?

It was important that I write it as a reminder to younger individuals that meltdowns in capital markets have to be taken into consideration if they seek investing success.

What is a common misconception you feel people have about investing?

That you will always make money in stocks over the long term such as 10 years.

What is one piece of financial advice that someone gave you that changed your life?

Buying undervalued stocks can be successful if done right.

What is one thing you hope readers take away from your book?

The xlxs and the use of CAPE.

Author Links: GoodReads | Website

We know asset allocation theory, and reality is much different in a market meltdown.

This book highlights the most critical research tied to investing in up and down market cycles, asset allocation, and investment management over the last 50 years.

We start with a critical look at diversification and asset allocation; we provide an in-depth analysis of investing in stocks, we then provide details on two active asset allocation approaches, make a case for index funds, and then introduce you to a management tool which we’ll use to manage the asset allocation strategy going forward.

The All-Weather Retirement Portfolio

Money is a sensitive subject for many. However, it is also a necessity in the modern world as one can achieve a lot when their financial situation is secure. In his book The All-Weather Retirement Portfolio: Your Post-Retirement Investment Guide to a Worry-Free Income for Life, author Randy L. Thurman talks about making money and knowing how to save and invest you can have the retirement life you desire. The author gives practical examples and uses a language that the average reader can understand. This financial guide is for individuals that are just starting out planning their retirement, mid-career, and those planning to retire soon. Randy L. Thurman talks to different groups of working-class and entrepreneurs making profits off their investments and gives readers first-hand advice from those who are successful.

The book’s arrangement is systematic and shows a logical progression of the thought process and steps one should follow. The author starts from the root, expounding on the importance of having a healthy bank account and how to save even if it is only a little at the start. To help the reader comprehend his content better, Randy L. Thurman broke down various topics into 15 chapters. Each chapter focuses on one step, making it easier to put the plan into action in their own life.

For a subject as daunting as financial planning is, the author has made reading about the topic interesting and nonintimidating. One of the most valuable topics discussed is the importance of finding a financial advisor that you can trust. Readers will appreciate the author’s attention to detail, listing the qualities one should look for in an advisor. He also emphasizes that readers need to be cautious as not everyone claiming to be a financial advisor is well equipped to handle money. Providing questions to ask so you can find the right advisor for your situation will benefit readers.

The All-Weather Retirement Portfolio: Your Post-Retirement Investment Guide to a Worry-Free Income for Life discusses investing 101 and gives a detailed explanation of how best to invest. This information is beneficial to people in all stages of retirement planning.

Pages: 221 | ASIN : B00WF8XW78

Buy Now From Amazon

Asset Allocation For All Markets

Terry Grennon has written a masterpiece that will be of service to entrepreneurs or any anyone looking to learn financial skills. By the end of the book, readers will be able to invest and grow their assets with ease. Reading this book is akin to being in a virtual economics class. The author discusses diverse contemporary markets in detail and explains how investors can make more wealth. By following the simple guide shared by the author, readers stand to benefit, not just as an entrepreneur, but also as an average citizen, as the wealth readers gain will help in the community.

I loved reading this book because the author separates reality from fantasy. Terry Grennon is genuine and sober with his thoughts. Terry Grennon uses facts, data and statistics to expound on his discussions. His theories are objective and the advice given is relevant to the economic times we are in

One of the major lessons in the books was about markets. Getting to understand how markets work, your target market and how fluctuations occur is as critical as any other element in the industry.

The author also inspires readers to embrace change, and be open to new trends. You have to put in all your effort and be willing to accept new ideas every day. Having been present when there were economic crises through different years, Terry Grennon has the best tips for investors that need to survive future economic turmoil.

The research alone done by the author is enough for one to buy this book. The author has analyzed different markets and gives a breakdown of the past 50 years. The language in the book is relatively easy to understand and exposes the average reader to new marketing and economic terms. I also got to understand inflation and the role governments play in raising prices of products.

Asset Allocation For All Markets is a compendium on markets, wealth distribution and simple economics. I left this book with a new confidence, and a pragmatic and actionable strategy, to invest my assets.

ISBN: 9781684895786

The Holy Grail of Personal Finance

Gustavo J. Gomez Author Interview

Gustavo J. Gomez Author Interview

Private Money Lending is a comprehensive book that details the different ways someone could make money from their investment in private money lending. What were some key ideas you wanted to pursue in this book?

Every investor should know that learning to generate a consistent, substantial, and predictable passive income stream sufficient to cover your total monthly expenses is the ultimate goal for anyone who wants to retire early. In fact, creating a safe and consistent passive income stream is considered the ” Holy Grail” of personal finance.

My objective in writing this book was to present to potential readers the existence of a little-known but crucial area of investing. This area of investing is private mortgage investing. What makes this investment vehicle safe is the fact that the investment is guaranteed by a tangible asset, brick, and mortar, such as a house or a commercial building.

Under a worth case scenario, a real estate tangible asset will always retain a certain amount of value, which it’s something that can’t be said for stock market correlated investments that can simply evaporate overnight based on bad news. Therefore, the important aspect of investing in private mortgages is that it is a non-correlated market investment that works under all market condition.

Private Money Lending is the only book on this topic that is based on a university-level qualitative research study. The study demonstrated the power that private mortgage investing has in generating a safe, substantial, and consistent passive cash flow under any market condition. This investment can generate a 9%-12% return on investment (ROI) safely in addition to providing all the legal protections a first mortgage provides banks.

Typically, investors learn about this investment vehicle by happenstance; that is, by knowing someone who is a private lender and understands all the nuances of this type of investment and who is willing to teach someone else the concept. Private mortgage investing is an especially useful investment vehicle in low-interest rate environments, such as the current market we have been experiencing for the past 12 years, where you can only receive 2%-2.5% for a 1-2 years CD and 3% for a 5-10 years CD. These low-interest rate environments are always devastating for the retired or soon to be retired individuals living on a fixed income. There needs to be a safe alternative, and private mortgage investing meets this requisite.

I believe that with the use of the book Private Money Lending: Learn How to Consistently Generate a Passive Income Stream as a guide any potential investor will no longer have to learn about this investment vehicle by happenstance.

What is your experience in this field and how has that helped you write this book?

I learned about private mortgage investing by happenstance like most people back in 1992. Thus, since 1992 (27 years) I’ve been safely investing in private mortgages, specifically in commercial and residential non-owner-occupied properties. As a result of learning about this investment vehicle, I no longer invest in the stock market because I can safely and consistently generate double-digit returns with a higher degree of safety.

There are many different investment opportunities out there, why did you want to write about private money lending?

I wanted to write about private money lending with an emphasis on private mortgages because I believe this is an investment vehicle that can generate the necessary cash flow to sustain a comfortable retirement with much less volatility and risk than with stock market correlated investments.

Yes, there are many different investment opportunities in the market, however, the majority carry too much risk. At least for my taste. The approach I use in this book was to first describe the advantages and disadvantages of the majority of available market investments before making the case of why I consider private mortgage lending a superior investment vehicle.

If you are an investor searching for a safer way to invest you should ask yourself three questions:

  • Would you like to generate a passive and meaningful income stream in all market conditions?
  • Would you like to generate this income stream consistently?
  • Would you like an alternative with less risk than investments subjected to the volatility of the stock market?

If your answer to at least one of the three questions is “yes,” then reading this book will not be a waste of time or financial resources for you. In fact, learning about this investment strategy will change your financial life for the better.

What are some common mistakes investors make when they first start?​

For investors entering this industry, the most common mistake is not possessing the necessary education to be safe.

It is important to learn how to perform the necessary due diligence regarding the loans that you will be considering.

It is also important to physically inspect the quality and location of the properties under-consideration to ensure a safe loan. Investors should never make any loan simply because of the high returns they can garner.

Author Links: GoodReads | Website

If your answer to at least one of the three questions is “yes,” then this award-winning book is a must-read for you.

  • This book is an important and timely research study that explores a little-known area of investing, which is that of private mortgage lending. The reason for undertaking the study was twofold; reason one is because, for the past 15 years, retirement portfolios had been devastated by stock market fluctuations, resulting from a greater prevalence of boom and bust economic cycles. It is quite possible that currently, another bust cycle might be unfolding, in spite of the Trump apparent bull market. 
  • The second reason is that of the adopted Federal Reserve policy of creating an artificially low-interest rate environment in an attempt to sustain the continued growth of the stock market and support of the current real estate recovery efforts.
  • These two economic conditions primarily affect income investors because of the low yields being offered by the customary available fixed-income investments, such as bonds, CD’s, savings, and money market accounts (MMA). The combination of a reduced interest rate environment and increase stock market volatility has dramatically impacted the livelihood of the fixed income investor. Moreover, it has forced these investors to take greater levels of investment risk by incentivizing them to seek higher yields by investing in the stock market; in essence, the place that has created most of their financial problems.

Buy Now From Amazon.com

Ian Bradshaw | The Crooked Boundary

Ian Bradshaw's Profile PhotoThe Crooked Boundary is an intriguing story that slowly builds a crooked moral line between right and wrong. What was your inspiration for the setup of the story and how did that help you create the ending?

The inspiration was a friend who built a house on the wrong block of land; resulting in a legal battle that ended with a rather hollow win for him.

The description of the characters and their back stories are well developed. What is your experience with investing, websites, and real estate and how did you bring that into the novel?

I have dabbled in real estate investing for many years. As for websites, my knowledge is rather limited.

I think of The Crooked Boundary as a suspense story as well as a revenge story. Was it your intention to write this story in those genres?

Yes, as it was not intended to be a “who dunnit” mystery novel, I combined those two genres.

One of the main moral decisions in the novel is left up to a character named Cruz who I find to be an interesting person. What was your inspiration for that character and his role in the story?

Just to have a colorful character who could be construed as the good guy in the story.

Author Links: Facebook | GoodReads

The Crooked BoundaryDisgruntled investors who participated in class actions against the promoters of two failed dot-com companies in Australia and Brazil are left stunned when both actions are dismissed in the courts. The promoters then use the profits from their dubious business operations in the development of a country club and golf course in Tarabush, Australia. The project will be built on land purchased from their next door neighbor, Rex Whittaker, who lost money in the Australian dot-com company. Rex is a retired widower living alone; he befriends Cruz Bardot an information technology specialist who served in the Gulf War. Cruz is also the president of a dirt bike club located in bushland behind Rex’s property. When the only access bridge to the dirt bike club area is washed away in a flash flood, Rod and Cal, who are an eccentric pair of Vietnam vets and despite their age are dirt bike club members, go looking in the forest for another way to get to the dirt bike area. As they look for that alternative route they meet Rex for the first time, and unbeknown to everyone except Cruz, what comes out of that chance meeting creates what could be an opportunity for some of the investors to recoup part of their losses. It is now up to Cruz to decide what to do about it.

Buy Now From Amazon.com

%d bloggers like this: