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Cultivate Good Money Habits
Posted by Literary-Titan

Tom Learns About Money follows a young boy who gets money for his birthday, and his older sister tries to teach him how to manage it. What was the inspiration for the setup of your story?
My children and our everyday life inspire the stories. They are based on true events, with a touch of fantasy added to enrich the tale. However, children seem to connect more easily when the message comes from a “friend,” someone their age. For this reason, the role of teacher or guide in the book is played by Tomi’s sister, Ellie.
What were some educational aspects that were important for you to include in this children’s book?
To be honest, my main goal was to demonstrate that financial literacy can be fun, playful, and extremely simple. Reading and math skills should not be obstacles to learning about money.
I believe it is important to cultivate good money habits and other useful practices from a very young age. When the characters in the book make mistakes and learn new skills to manage money wisely, it becomes easier for young readers to relate to them and look up to them as role models. I consider it crucial to focus on developing the right mindset rather than anything else.
What is interesting about this children’s book is it blends activities into the lessons seamlessly to help children understand the concepts without feeling like they are in school. How did you come up with the format and activities for this educational book?
This book was something I needed to teach my children about financial literacy. It is primarily designed as a tool for parents, making it easier for them to nurture good money habits in their children. Over time, it became clear that the book also works well as a study guide in schools.
The questions at the end of each chapter are designed to foster deeper engagement with the material and help families relate the lessons to their financial circumstances.
The “clouds” at the end of each chapter serve as gentle reminders of the key financial wisdom covered in that section. Recognizing that play is one of the most effective ways to learn and reinforce knowledge, I made it a priority to include games at the end of every chapter.
Is this the first book in the series? If so, when is the next book coming out, and what can your fans expect in the next story?
The book Tom Learns About Money is designed as a collection of ten different financial literacy stories. These stories cover the most essential topics in the field, offering a clear and comprehensive understanding of how the „money game“ is played in the real world.
It’s possible that in the future, Tom and Ellie will delve deeper into the world of investing, or we might uncover the story of how Ellie gained her financial knowledge. Time will tell!
Author Links: GoodReads | Rinn Tuttelberg | Facebook | Tom õpib rahamängu | Website | Amazon
Tom and the readers learn about the consequences of not knowing money, the importance of having three money jars, distinguishing between needs and wants, making wise shopping decisions, understanding borrowing, budgeting and investing, choosing a job, and being entrepreneurial. Tom gains this financial wisdom from his incredibly wise sister, Ellie.
The book contains 10 stories, each providing knowledge and lessons about money. Each story ends with discussion points, wisdom clouds, and a small game to reinforce the learning.
The book offers various tools for organising finances, making money, and spending the allowance. Most importantly, the content is presented in a fun and easy-to-understand manner for children.
Learn the real-life money game with joy and ease!
It is best suited for children aged 6–10 but is great for anyone who needs a reminder about the important things in life and wants to gain financial knowledge simply and playfully.
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Posted in Interviews
Tags: author, book, book recommendations, book review, Book Reviews, book shelf, bookblogger, books, books to read, Children's books, ebook, educational, goodreads, illustrator, indie author, kindle, kobo, Kristiina Kõrvas, life lessons, literature, money, nook, novel, picture books, read, reader, reading, Riin Tuttelberg, story, Tom Learns About Money, Triin Sarapuu, writer, writing


