Imagine waking up with zero financial stress, no nine-to-five grind, and the freedom to live life on your terms. That’s the promise of Financial Freedom in 100 Months, a step-by-step guide to escaping financial dependence in just over eight years. The book walks you through defining financial freedom, calculating your personal “freedom number,” building savings, and investing wisely in stocks, real estate, and even cryptocurrency. It doesn’t stop at money; it explores happiness, simple living, and long-term fulfillment, making it more than just a wealth-building manual.

What I appreciated most was the book’s no-nonsense approach to saving and investing. The chapter Set Your Target and Start Saving for Investment really drives home a critical point: financial freedom isn’t about luck, it’s about discipline. The author emphasizes saving as a non-negotiable habit, cutting unnecessary expenses and making strategic sacrifices early on to enjoy a wealthier future. It’s practical and motivating. The investment advice is solid, especially the sections on stock market fundamentals and real estate investing. The BRRRR Strategy (Buy, Rehab, Rent, Refinance, Repeat) stood out as a particularly insightful approach to building wealth through property investment. It’s clear, actionable, and realistic.

The chapter on cryptocurrency investment felt overly optimistic. While it acknowledges the risks, it leans too much into the idea that crypto is a must-have asset. For someone new to investing, the volatility and uncertainty of crypto could be overwhelming. The book also introduces broad philosophical ideas about happiness, simple living, and career fulfillment, which, while interesting, feel a bit disconnected from the core financial roadmap. These sections could have been tied back to the central strategy more effectively.

I really liked how the book doesn’t just focus on getting rich but also on staying financially free. The chapter Live a Decent Life When You Get Old is a refreshing addition. Many financial books stop at retirement, but this one considers longevity, health, and maintaining happiness in later years. It reminds you that financial freedom isn’t just about having money; it’s about living well with that money. The final chapters tie everything together with timeless wisdom about habits, creativity, and the power of simplicity, which makes the book feel holistic rather than just another “get rich quick” guide.

This book is great for those who are serious about financial independence, especially beginners who want a structured plan. If you struggle with saving or don’t know where to start with investing, this book lays it out clearly. But if you’re already financially savvy, some sections may feel a bit basic. Financial Freedom in 100 Months is an engaging, practical, and motivating read for anyone ready to take control of their financial future.

Pages: 112 | ASIN : B0CZ795H5D