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Bank Fraud

Susan Elizabeth Bagby Author Interview

Forever Kind of Love follows a woman who returns to her Ohio hometown to begin life anew after her husband’s financial crimes leave her emotionally drained. Where did the idea for this novel come from?

In my hometown, there was an article in the local paper about this man who was well known in the community and had committed bank fraud. I thought about his wife and wondered if she knew about any of his crimes. That was the preface that started my plot. I wanted to do a story about a woman who had no clue her husband was a criminal and how it affected her when she lost everything.

Zach Hayes is dealing with both creative uncertainty and his father’s decline. What drew you to give him those particular struggles?

I’m a musician and had a familiarity with that recording world. My mother also had dementia in later years, so I knew firsthand how that affected a family and wanted to show how the beginning stages, when a person is conscious of what’s happening, can be scary and challenging to everyone.

Your writing leans into sincerity and emotional directness. Was that a conscious stylistic choice?

Thank you. I’ll take that as a compliment. I try to dig deep into my characters so whatever they’re experiencing is real to the reader.

Can you give us a peek inside the next book in the Cedar Hill series? Where will it take readers?

I’m excited about the next book because my female protagonist is a state trooper dealing with the aftermath of a deadly incident. Her brother is intellectually challenged and becomes an endearing secondary character. Another musician comes into town, related to Zach through marriage, although he is changing careers. Stay tuned!

Author Links: GoodReads | Amazon

Willow Barton’s life crumbles at her husband’s arrest for fraud, forcing her to return to her Ohio hometown to rebuild. Running a small bookstore and helping her best friend care for her ailing father offers solace—until Zachary Hayes, her best friend’s brother and a charming country music star, shows up.

Struggling to revive his career and reconnect with his estranged father, Zach sparks an undeniable yet unwelcome chemistry with Willow. As her estranged husband seeks forgiveness, and Zach battles his own demons, Willow must confront her painful past and decide if she’s willing to risk her heart again. Caught between heartbreak and hope, can they overcome their fears and build a future together?

Forever Kind of Love

Forever Kind of Love follows Willow Mason as she returns to her Ohio hometown after her husband’s financial crimes leave her emotionally scorched and materially stripped bare, and it pairs her with Zach Hayes, a country musician whose homecoming is shadowed by creative drift and his father’s dementia. Around them, Cedar Hill becomes more than a backdrop. The bookstore Willow manages, the unfinished apartment and darkroom she tries to reclaim, George’s birdhouses, and the threatened reshaping of Main Street all feed a story about what it means to begin again when pride has already been broken open.

I liked that the novel’s emotional center isn’t really the flirtation, though the chemistry is there from the start. It’s the gentler, sadder current running underneath it. The scenes with George Hayes gave the book its pulse for me. When he wanders off, and Willow has to search for him, or when he speaks with startling clarity about no longer being able to run the hardware store he built with his own labor, the story stops feeling merely cozy and starts feeling tender in a more hard-won way. I also appreciated the way Willow’s recovery is tied to work, art, and dignity. Her photography, her darkroom, and even her stubborn effort to stand back up financially all make her feel like more than a romantic heroine waiting to be chosen.

This is a book I admired for its sincerity. The writing has warmth and momentum, and Bagby is good at domestic texture, at meals being cooked, rooms being cleaned, little rituals of care accumulating into intimacy. But the language can also be very direct, even emphatic. Zach’s celebrity aura and the Marissa complication introduce a slightly soapier register, and there were moments when I could feel the story leaning into familiar romance machinery. Still, I found myself forgiving a lot because the book’s heart is so plainly in the right place. It believes in decency, in repair, in the idea that love is not just heat but steadiness, patience, and showing up when someone’s life has gone sideways.

I feel like Forever Kind of Love is less interested in dazzling the reader than in comforting them honestly, and that ambition suits it. I found the story affecting, especially whenever it slowed down long enough to let grief, memory, and self-reclamation breathe. I’d recommend it to readers who like small-town contemporary romance with an earnest emotional core, a caregiving thread, and a heroine rebuilding a life as much as finding a partner. It’s a soft-hearted book about bruised people learning that tenderness can still be trusted.

Pages: 312 | ISBN : 978-1509264308

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The Last One to Know: A Wholesome Christian Romance

The Last One to Know follows Siegfried “Ziggy” Abel from college into adulthood as he stumbles through love, faith, and responsibility in small-town Illinois and nearby St. Louis. What starts as a rekindled romance with his high school girlfriend, Dana, slowly unfolds into a marriage filled with deep hurt, mental health struggles, and hard choices that end in divorce. Out of that wreckage, Ziggy grows into a man who has to decide if he will really live by his Christian convictions at work and at home, even when it might cost him his job and his reputation. Alongside that heavy journey runs a gentler thread, the steady presence of Lisa, his friend’s shy kid sister, whose quiet loyalty and courage slowly shift into a second chance at love that feels earned rather than neat. By the time the story reaches its epilogue, the book has walked through abuse, control, depression, and betrayal, and still lands on a hopeful picture of grace, healing, and a new life built on honesty and faith.

I connected with the writing most in the everyday moments. The voice feels casual and relatable. There is a lot of internal chatter in Ziggy’s head, and sometimes he overthinks, yet that fits who he is, a guy who wants to do the right thing and is afraid of messing it up. The small town scenes feel warm and specific, with things like cruising parking lots, White Castle slider bets, and awkward family teasing around the table. I liked that sense of texture. I also appreciated how the spiritual side is woven in. Church, prayer, and conscience sit inside the story like normal life, not like a sermon dropped on top. When Ziggy faces the hospital scandal and the question of calling out a dangerous doctor, his faith is part of the weight and part of the strength, and that moved me.

The book takes its time. There are stretches where conversations and inner doubts are revisited in slightly different ways. That slow burn makes the emotional turns hit harder when they finally arrive, especially the long unraveling of Ziggy and Dana’s marriage and Dana’s fragile recovery after the divorce. The handling of mental illness and suicidal thoughts felt tender and respectful, and that touched me. I liked that Dana is not turned into a villain. She is hurting, she makes painful choices, yet she is also the one who releases Ziggy and blesses his future with Lisa. Her final letter gave me a lump in my throat. Lisa herself worked as a character for me. She starts out as a shy teen who gets teased by her family, and by the end she has become this strong, steady woman who encourages Ziggy to live bravely instead of shrinking back. That arc felt really satisfying.

I came away feeling like I had read about real people through a long, messy decade of life and somehow ended in a place of quiet joy. The writing is straightforward and emotional, with enough humor to keep the darkness from sinking the story. I would recommend The Last One to Know to readers who enjoy clean Christian romance, slow and character-driven plots, and small-town settings with a lot of heart. It will especially resonate with people who have lived through divorce, complicated first loves, or seasons of deep doubt and still want to believe that God can bring something good out of the worst chapters.

Pages: 378 | ASIN : B0G78CWFZ8

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An Isolating Force

Author Interview
Amber W. Lynne Author Interview

Holly & Heartbeats follows a burned-out doctor who books a Christmas escape at a cozy inn run by a guarded single dad, and they both find something they didn’t know they needed. What drew you to write a quieter, more healing holiday romance?

I wanted to write a holiday story where love shows up in small, meaningful ways instead of grand gestures. I’m deeply interested in how complicated love is, and I center my writing on relatable relationships—the Working for Love series lives in that tender space where we’re all a little wounded, a little lonely, and reaching for connection that rarely comes easily. Writing Holly and Heartbeats was about running somewhere new and still finding exactly what you didn’t know you needed: a home full of love. And honestly, I adore a ridiculously sweet holiday romance. Who doesn’t?

Jess carries loneliness with her long before the romance begins. How did you shape her emotional journey?

Jess’s arc began in Toolbelts & Ties (Working for Love, Book 2), where she got her first real taste of love—and of getting it wrong. I wanted to explore how that “miss” wasn’t a failure so much as an education, giving her the chance to understand herself better and ultimately find a love that truly fit, rather than settling for the one that arrived first.  

How does being snowed in change the emotional stakes? 

Snow is often used as a metaphor for purity—a reset, and an isolating force. In Holly and Heartbeats, the storm becomes a common enemy and a reason to come together. What could have frightened Jess instead gives her the chance to shine, and a crisis at the inn that should demand Graham step up actually forces him to slow down. The storm clears away their doubts and defenses, making space for both of them to begin something entirely new.

I hope the series continues in other books. If so, where will the story take readers?

Yes—Holly and Heartbeats is actually the final book in the Working for Love series. It was written a little out of order because I couldn’t resist sharing a Christmas story this year, but Book Five, Bourbons and Bling, is coming soon and will complete the six-book set. The Working for Love series is about finding love where you least expect it. It centers on strong women and endlessly patient men who discover connection through their work, their lives, and their community in the small town of Serenity, Texas. Mixing business with pleasure has never been so much fun!  

Author Links: GoodReads | Facebook | Website | Amazon

Her Christmas escape plan? Cozy nights, no drama. What she gets? One charming inn, two curious kids, and a whole lot of unexpected holiday magic.

Jessica Louis is tired of spending the holidays alone. A last-minute escape to the charming Holly House Inn sounds like the perfect way to hide from her own heartbreak. But between a surprise blizzard, two curious little girls, and an innkeeper with more secrets than garland, her plans for a peaceful Christmas vanish faster than fresh snow on warm pavement.

Graham Harper has held the pieces of his family together since his wife’s passing—running the inn, raising his daughters, and keeping his heart carefully locked away. He’s got cocoa to stir, beds to turn down, and no room for unexpected guests with bright smiles and soft hearts.

But when the storm traps them inside the snowbound inn, Jessica’s warmth begins to thaw more than the ice on the windows. As laughter returns to the hallways and new traditions take root, she realizes that Holly House isn’t just a place to stay—it might be a place to belong.

Blue Jeans and Lavender Gowns

Blue Jeans and Lavender Gowns follows Terry Deitz from his first sight of Debbie Douglas at a high school pool in 1971 through years of friendship, dating, heartbreak, and slow reconciliation in small-town Illinois and Indiana. The story moves from study hall and football games to farm chores, college, bad marriages, and single parenthood, all filtered through Terry’s first-person voice as a Christian young man trying to grow up. The romance stays clean and sits inside the wider Finding Love in the Heartland series, with a strong focus on faith, family, and the long haul of commitment rather than quick sparks.

I had a soft spot for the writing whenever it stayed close to everyday details. The banter around the study hall table, the running jokes about teachers, and the way everyone teases Debbie about her blue jeans felt warm and authentic. Later, when the lavender gowns start to show up, the title clicks into place, and the contrast between work clothes and dress-up moments gives the romance a neat visual thread. The dialogue carries most of the load and often sounds like real teens or young adults from that time period, with talk about homecoming, 8-tracks, and small diners. At times, the prose can get wordy, especially when Terry circles the same worry, and the pacing in the middle third slows while careers and side relationships are mapped out. Even so, I stayed invested because the author clearly likes these characters and lets them make mistakes without turning them into jokes.

The book is not just a “will they or won’t they” high school romance. It digs into controlling parents, emotional and physical abuse, infidelity, and the stigma around divorce in a churchy small town. I felt angry more than once, especially when Debbie’s early choices box her into a painful marriage, and I felt protective of both her and Terry as they try to navigate guilt and shame that are not always theirs to carry. The Christian themes are upfront, but they mostly show up as characters wrestling with conscience, prayer, and forgiveness rather than long sermons. When Terry talks about the kind of husband and father he wants to be, the story’s view of masculinity becomes clear. It values steadiness, gentleness, and repentance more than swagger. That spoke to me and gave the last few chapters a real emotional weight.

By the end, I felt like I had walked with these people for a big slice of their lives, which is the book’s strength. The long time span gives their eventual peace a satisfying heft. I appreciated the steady, kind tone and the way the story honors ordinary decency as much as big romantic gestures. I would recommend Blue Jeans and Lavender Gowns to readers who enjoy wholesome Christian romance, small-town and 1970s nostalgia, and love stories told from a male point of view. If you want a gentle, faith-colored second-chance romance that takes its time and cares about everyday faithfulness, then you’ll heartily enjoy this story.

Pages: 271 | ASIN : B0FZ2V62J7

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The Last One to Know: A Wholecome Christian Romance

The Last One to Know is a wholesome Christian romance that follows Siegfried “Ziggy” Abel from small-town Illinois into college, marriage, heartbreak, and finally a quieter, steadier kind of love. We watch him fall hard for Dana Stewart in high school, navigate her controlling parents and their secret meetings in the woods, marry her, and then slowly realize that love alone cannot fix deep wounds, mental illness, or repeated betrayal. Years later, after a painful divorce that he cannot in good conscience stop, Ziggy finds himself drawn toward Lisa Kohler, the shy girl who used to blush over hot chocolate in his parents’ kitchen, and the story moves toward a second-chance romance that feels gentler and more rooted. The setting is the 1970s and 80s Midwest, and the book wears its label as a clean Christian romance openly, with faith and church life shaping nearly every big decision Ziggy makes.

Ziggy tells everything in first person, in plain language, and there are stretches where we linger in the everyday details of school, work, and family jokes, like the legendary White Castle slider contest or Clint’s quest to get a “four-dollar drunk” after giving blood. Those moments of humor matter because the book also walks into some very dark rooms: Dana’s brutal beatings at the hands of her father, her suicide attempts, the slow disintegration of the marriage, and the shock of Ziggy learning he is “the last one to know” about her infidelity and her determination to leave. The writing can feel unusually detailed at times, almost like a diary that refuses to skip any of the hard or awkward bits, but that density also makes the big emotional turns feel earned. When Ziggy finally sits in a lawyer’s office, reading a divorce agreement that asks for almost nothing and quietly admits multiple affairs, the scene stings because we have trudged through all the little compromises that led there.

I liked how honestly the book handles faith and failure. This is a Christian romance, but it is not a neat sermon with a bow on top. Ziggy believes in God, values marriage, and hates the idea of divorce, yet his pastor and friends gently push him to see that clinging to Dana will likely cost her life and his sanity. The story lets that tension sit for a while, instead of rushing to a tidy answer. I also appreciated the way Lisa is woven in from early on, not as a shiny replacement, but as a girl with her own hurts, stuck in a family that teases her relentlessly and does not always listen. Ziggy’s steady kindness to her years before romance is even on the table makes their later relationship feel like the slow clearing of fog rather than a sudden thunderbolt, and by the time he realizes they have quietly been dating for months, it feels completely natural that he sees her as the person he has been looking for all along.

I feel like the book is less about sparks and more about choosing what is right when everything hurts, learning to forgive without excusing harm, and trusting that God can shepherd someone through both divorce and new love without wasting the pain. If you like character-driven stories, small-town settings, and Christian fiction that is honest about abuse, mental illness, and messy marriages while still staying clean and hopeful, The Last One to Know is worth reading.

Pages: 378 | ASIN : B0G78CWFZ8

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Surprising Directions

Susan Bagby Author Interview

Sweet Ridge Hearts follows a New York marketing executive whose boyfriend steals her idea and promotion, leading her to move in with her cousin in a small town, where she rediscovers herself and finds a new chance at love. What was the inspiration for the setup of your story?

I wanted to show how the big, city life isn’t always what it’s hyped up to be. I also wanted to thread a story for Katy and Christine, so Christine could have her happily-ever-after too. Christine had already fallen in love in Book One, but I needed to resolve the long-distance relationship. So, that’s when I created Katy, her cousin, who embarks on her own journey in the small town of Maple Ridge and became my protagonist.

I enjoyed the romantic relationship between Katy and Derek; it is not a whirlwind passion-filled fling, but rather a slow-building and relatable connection. How did their relationship develop while you were writing it? Did you have an idea of where you wanted to take it, or was it organic?

I knew they both had to grow and evolve in order to be open to a new relationship. I knew what their flaws were and had some ideas of how they would work together, but often things appear organically. That’s what I love about writing—the way characters can take the writer in surprising directions.

What were some themes that were important for you to explore in this book?

My dad was a Vet, and I wanted to show how we need to support our troops better when they return home with PTSD. I wanted to show his healing process. And for Katy, I wanted to encourage readers to follow their dreams, even when it’s scary to face our fears in doing so. I’m a big believer that dreams do come true.

What is the next book that you are working on, and when will it be available?

My next book is another small-town, sweet romance being published by The Wild Rose Press, called Forever Kind of Love. We are in the editing trenches now and don’t have a release date yet. I imagine it will be the end of 2025 or the beginning of 2026.

Author Links: GoodReads | X (Twitter) | Facebook | Website | Amazon

Career-driven Katy Flanagan desperately wants to become the creative director of the Martin and Lewis marketing agency. But when she loses the promotion and gets dumped by her boyfriend the same day, Katy flees New York for a small-town break with her cousin Christine.
Yet even in country-quiet Maple Ridge, Katy’s skills can be useful, and she’s prepared to jump in to help Christine win a competition for her Sweet Ridge Bakery. What she’s not prepared for is handsome bakery manager Derek Higgins.

A veteran dealing with the aftermath of PTSD, Derek is a lone wolf, and he likes it that way. Being forced to work with a spirited businesswoman and her healthy ego is a challenge every step of the way. But the stakes are too high for him to give up helping his boss.

As the competition heats up, so does the chemistry with Katy—until she’s offered a new job in another city. Now she has to decide whether to take a risk and start her own company, or become the creative director of a new, successful firm, which is everything she ever wanted. At the same time, Derek must face his own issues when personal tragedy wraps him in survivor’s guilt, leaving him unable to forgive himself for past actions.

While Derek seeks to heal the wounds of a haunting past, and Katy searches for the courage to face her fears and forge a new path, what will become of their relationship?

Sweet Ridge Hearts

In Sweet Ridge Hearts, Susan Bagby crafts a warm and heartfelt tale about second chances, personal growth, and rediscovering what truly matters. The story follows Katy Flanagan, a New York marketing executive whose ambition is stymied when her idea is stolen and her promotion handed to her boyfriend, who then breaks up with her for professional reasons. Disillusioned and raw, Katy escapes to the cozy town of Maple Ridge to stay with her cousin Christine. What follows is a touching journey of healing, love, and self-discovery as Katy gets involved with Christine’s thriving bakery business, meets new friends (and a certain handsome veteran named Derek), and begins to see that life’s sweetest rewards often come from unexpected places.

I didn’t expect to get so emotionally tangled up in Katy’s story, but Bagby’s writing pulled me in from the start. The dialogue felt real, like listening to people I know. Katy’s frustrations at work, her heartbreak, even her stubbornness, all rang true. I found myself nodding when she stood up for herself, and I felt every sting of betrayal she faced in those early chapters. Bagby has a knack for painting a scene so vividly. Her style is clean, never stuffy, with plenty of down-to-earth charm that makes you forget you’re reading fiction. The plot may follow familiar beats, but the emotion behind each moment is fresh.

What really stayed with me, though, was the book’s heart. This isn’t just a romance, it’s about finding your footing when everything you thought you wanted falls apart. Katy doesn’t just swap the city for the country and magically find love. She works through her own mess. She grows. And Derek is not your typical brooding hero. He’s quiet, strong, layered with past pain, and gently healing alongside Katy. The themes of redemption, trust, and building something lasting—whether it’s a career or a relationship—really resonated with me. There’s a sense of community and purpose woven throughout that gave the story its soul.

I recommend Sweet Ridge Hearts to anyone craving a feel-good, heartfelt read with depth. If you’re tired of flashy romances and want something real, with characters who mess up, grow, and try again, this book’s for you. It’s perfect for curling up on a cold weekend, letting it tug at your heartstrings, and walking away feeling a little more hopeful.

Pages: 297 | ASIN : B0DJ9WLBD4

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