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Cultivate Good Money Habits
Tom Learns About Money follows a young boy who gets money for his birthday, and his older sister tries to teach him how to manage it. What was the inspiration for the setup of your story?
My children and our everyday life inspire the stories. They are based on true events, with a touch of fantasy added to enrich the tale. However, children seem to connect more easily when the message comes from a “friend,” someone their age. For this reason, the role of teacher or guide in the book is played by Tomi’s sister, Ellie.
What were some educational aspects that were important for you to include in this children’s book?
To be honest, my main goal was to demonstrate that financial literacy can be fun, playful, and extremely simple. Reading and math skills should not be obstacles to learning about money.
I believe it is important to cultivate good money habits and other useful practices from a very young age. When the characters in the book make mistakes and learn new skills to manage money wisely, it becomes easier for young readers to relate to them and look up to them as role models. I consider it crucial to focus on developing the right mindset rather than anything else.
What is interesting about this children’s book is it blends activities into the lessons seamlessly to help children understand the concepts without feeling like they are in school. How did you come up with the format and activities for this educational book?
This book was something I needed to teach my children about financial literacy. It is primarily designed as a tool for parents, making it easier for them to nurture good money habits in their children. Over time, it became clear that the book also works well as a study guide in schools.
The questions at the end of each chapter are designed to foster deeper engagement with the material and help families relate the lessons to their financial circumstances.
The “clouds” at the end of each chapter serve as gentle reminders of the key financial wisdom covered in that section. Recognizing that play is one of the most effective ways to learn and reinforce knowledge, I made it a priority to include games at the end of every chapter.
Is this the first book in the series? If so, when is the next book coming out, and what can your fans expect in the next story?
The book Tom Learns About Money is designed as a collection of ten different financial literacy stories. These stories cover the most essential topics in the field, offering a clear and comprehensive understanding of how the „money game“ is played in the real world.
It’s possible that in the future, Tom and Ellie will delve deeper into the world of investing, or we might uncover the story of how Ellie gained her financial knowledge. Time will tell!
Author Links: GoodReads | Rinn Tuttelberg | Facebook | Tom õpib rahamängu | Website | Amazon
Tom and the readers learn about the consequences of not knowing money, the importance of having three money jars, distinguishing between needs and wants, making wise shopping decisions, understanding borrowing, budgeting and investing, choosing a job, and being entrepreneurial. Tom gains this financial wisdom from his incredibly wise sister, Ellie.
The book contains 10 stories, each providing knowledge and lessons about money. Each story ends with discussion points, wisdom clouds, and a small game to reinforce the learning.
The book offers various tools for organising finances, making money, and spending the allowance. Most importantly, the content is presented in a fun and easy-to-understand manner for children.
Learn the real-life money game with joy and ease!
It is best suited for children aged 6–10 but is great for anyone who needs a reminder about the important things in life and wants to gain financial knowledge simply and playfully.
Tom Learns About Money
In Tom Learns About Money, Riin Tuttelberg introduces young readers to Tom and his older sister, Ellie, as they navigate essential money management lessons. Ellie, being the wiser and more experienced sibling, takes it upon herself to teach Tom practical skills about saving and spending. Tom, however, has other plans—every coin he gets seems destined for toys and candy. Ellie knows better. She understands that managing money wisely is key, especially when saving for bigger goals, and she’s determined to help Tom see the bigger picture. Ellie breaks down the concept of dividing money into three categories: “Donate,” “Save,” and “Spend.” While Tom initially resists, arguing that he should be free to spend his money as he wishes, Ellie patiently helps him grasp the importance of making thoughtful financial decisions. The story unfolds with charm and relatability, leading readers to wonder: Will Tom embrace Ellie’s approach and adopt better money habits?
This book is a valuable tool for introducing children to foundational financial concepts in a way that is both approachable and engaging. Few resources on this subject cater specifically to young audiences, and Tuttelberg deserves recognition for addressing this gap with creativity and purpose. The lessons are woven seamlessly into the narrative, avoiding any hint of being overly didactic. Instead, Ellie’s teaching moments feel natural and relatable, making it easy for children to connect with the story.
One standout feature of the book is its practicality. Ellie not only explains the basics of saving but also suggests ways for Tom and, by extension, young readers to earn money. Ideas like doing extra chores, saving Tooth Fairy money, or recycling bottles to both earn cash and help the environment are tangible actions that children can apply in their own lives. These examples ground the book’s lessons in real-world scenarios, encouraging children to see the value of effort and planning. Each chapter concludes with interactive elements designed to reinforce the lessons. The “Discuss and Ask” section prompts parents and children to explore the chapter’s concepts together, fostering understanding and dialogue. The “Remember” section highlights key takeaways, while “Solve the Puzzle” introduces fun activities that align with the chapter’s theme. These elements enhance the book’s educational value, making it an excellent resource for both parents and educators.
The illustrations by Triin Sarapuu are another highlight, complementing the text perfectly. Nearly every page features vibrant, engaging visuals of Ellie and Tom demonstrating the concepts discussed. These illustrations not only capture the reader’s attention but also help younger children better understand the ideas being presented.
Tom Learns About Money is a must-have resource for parents, guardians, and teachers aiming to equip children with the tools they need for financial literacy. The lessons are adaptable, growing with the child’s understanding and age. Riin Tuttelberg has created an exceptional guide that is both entertaining and practical, setting a strong foundation for lifelong money management skills.
Pages: 80 | ASIN : B0D6BVDHZL
LITERARY TITAN 